Payment Estimator

How do I interpret this calculator?

The calculator shows the cost of using the EA Commercial Credit based on the total value of the project. the EA Commercial Credit offers up to 120-day payment terms on material purchases for commercial projects. As a contractor referred by one of our Partner Suppliers, you have the advantage of no purchase fee and a 30-day interest free period.

Why does the cost of using the EA Commercial Credit change when the extended terms change?

The longer you take to pay off the material purchase, the more weekly interest payments you'll make. There are no penalties for paying early, and this calculator shows the different costs for paying early versus using the full 120 days. However, you’ll notice the cost is 0.00% for the first 30 days, because of the interest free period.

How is the weekly payment calculated?

The weekly payment is calculated using a fee of $50 per $10,000 borrowed. $50 is standard, but is subject to credit approval and may vary.

Total cost of funding materials with the EA Commercial Credit.

Enter project amount The contract value of the job

Enter material purchase The price you'll pay a vendor for materials

Weekly Payment 0

Repayment Date of Material Purchase

Cost of Using the EA Commercial Credit as a % of the Project 0

30 Days Interest Free

No Limits

Project-based credit unlocks the ability to purchase materials at the same time for multiple jobs.

Bid with Confidence

Extended terms allow you to grow your business. Take on bigger, more lucrative projects, with greater confidence.

Better Cash Flow

Improved cash flow enables you to come out on top, even before your job is finished. Invest in the future of your business.

Enrollment eligibility requirements for contractors

1+ Year in Business
$500,000+ Annual Revenue
600+ FICO
Must be a commercial project

Get Started

Energy Avenue is a business-to-business distributor of electrical and lighting supplies, solutions, and services. Our 50,000 Sq Ft. Warehouse is stocked with the best brands of LED Lights and LED Fixtures at the LOWEST PRICE!