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Pay When Paid

  • 120-day terms for commercial construction purchases
  • Enroll online in minutes - no cost to apply, no impact to credit
  • Same-day turnaround - enrollments and funding requests
  • Flexible terms and rates that align with the construction payment cycle

Terms That Help You Grow

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No Limits

Project-based credit unlocks the ability to purchase materials at the same time for multiple jobs.

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Bid with Confidence

Extended terms allow you to grow your business. Take on bigger, more lucrative projects, with greater confidence.

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Better Cash Flow

Improved cash flow enables you to come out on top, even before your job is finished. Invest in the future of your business.

Enrollment eligibility requirements for contractors

  • 1+ Year in Business
  • $500,000+ Annual Revenue
  • 600+ FICO
  • Must be a commercial project
Get Started
Factory-LED-Logo_Horizontal
Based in Colorado, Factory Direct LED specialises in providing premium LED lighting for all projects big and small. Factory Direct LED is always pushing the boundaries of innovation, quality and reliability. Our focused approach allows us to stay ahead of the competition making us leaders rather than reactors.

Partners and Integrations